| Financial services firms that sell Payment Protection Insurance (PPI) have been told they must improve their selling methods.
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| Financial services firms that sell Payment Protection Insurance (PPI) have been told they must improve their selling methods.
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Beleagured Zimbabwe Cricket chairman Peter Chingoka and his directors face a vote of no confidence on 22 December. The Mashonaland Cricket Association tabled the motion after England’s recent chaotic tour.
It also claims the Zimbabwe Cricket Union recently rebranded itself without prior consultation with investment mcgraw hill irwin series in finance insurance and real est Chingoka said plans were approved two years ago but admitted errors, which the MCA said was “not good enough.” “Under the constitution, the change of name should have been debated at all levels, club and provincial, and the provincial chairmen should have been able to meet so as to ratify it.
“This did not happen,” 19 of the 20 clubs which make up the MCA wrote in a joint letter. England’s tour was almost cancelled at the last minute when 13 travelling journalists were initially denied entry by the government.
Vehicle investment mcgraw hill irwin series in finance insurance and real est
The three-year contract of insurance The crisis is the latest in a series to hit cricket in Zimbabwe this year. In April the sacking of national team captain Heath Streak led to a boycott by a group of white Test players. Tatenda Taibu was put in charge of a new-look team of inexperienced youngsters, but Zimbabwe’s Test status was put on hold for the rest of the year and they have lost every one-day game they have played.
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To many people from the south, those with mild Liverpool and Manchester accents sound similar. They share similarities in vocabulary. The term “scally”, where much of the rest of the country opts for “chav”, is just one of many words they share.
Liverpool has perhaps the greater sense of isolation and estate finance fundamentals hill in insurance investment irwin management mcgraw real series valuation When Sir Bob arrived in Manchester in the late 1960s he noticed a city already starting to arrest the decline. “One was very aware of a city coming back up on the back of sport and the arts. In Liverpool when I went in 2000 one was aware of exactly the same thing, going through the same experience but just much later.” Superior architecture There are some who feel Liverpool has to strive to be like Manchester, to compete, because the alternative is doom. Manchester always seems a little surer of its place in the country. “Liverpool has to find a new life otherwise it will simply be a derelict port,” Sir Bob adds. It has the superior architecture and the current buzz, but is still a long way from catching up.
It would take a particularly blinkered, estate finance fundamentals hill in insurance investment irwin management mcgraw real series One measure would be demand for office space. According to commercial agents DTZ, office space in Manchester typically rents for 28.50 per square foot per annum compared with about 21 in Liverpool. Manchester’s 19 million square foot of office space compares with Liverpool’s 3-4 million. Mike Taylor, Oldham-born chief executive of BusinessLiverpool, traces rivalry back to the days of the Manchester Ship Canal and its bypassing of Liverpool. “It was Manchester’s response to the fact Liverpool was a world class port. The idea was to take some of that trade directly into Manchester. It’s the nature of human beings when there are two large powerful forces in a region there is bound to be some competition.” But Angie Robinson, chief executive of Manchester Chamber of Commerce, says notions of competition, in the mind of ordinary people or of business leaders, is false.
“This rivalry is a bit of a myth, particularly from the business community’s point of view - they work across the whole of the North West. The important thing is that both cities are the economic powerhouses of the region, important in their own right.” Greater Manchester has luxury, like the Lowry Hotel, which Liverpool is striving for. It’s a contrast from the 19th Century when Liverpool boasted the grander buildings. The stunning stock of Georgian and Victorian buildings that are retained make Liverpool the more popular location for shooting films, but Manchester is the media powerhouse soon to boast a new media village and the historic base of Granada. On the music front can be found the keenest rivalry outside football. Liverpool, as you are unlikely to be allowed to forget, had the Beatles, while Manchester boasted Joy Division, New Order, the Smiths, the Stone Roses and Oasis. Now Liverpool has a new wave of bands led by the Zutons, the Coral and the Dead 60s. But Manchester’s greatest musical cheerleader, the sadly departed Tony Wilson, had a lot of time for Liverpool. The rivalry is the stuff of heated pub conversations, but hardly summons vitriol. That vitriol is found in football alone. Go outside it, and the historic rivalry is merely that, old battles over commerce and a little economic envy. Below is a selection of your comments.
I grew up in Liverpool possibly the greatest sign that there is rivalry can be found in the vocabularly of the place. I remember at school that the very, very worst insult you could hurl at anyone would be to call them a ‘manc’. You could question their parenthood, or suggest you had close relations with their sister, or insinuate what their gran was up to with the bin man and it would all be a laugh. But if you called someone a ‘Manc’ - well that was verbally going nuclear, such strong an insult would only ever result in a fist fight. Not being from either city, but having lived in both, I have to agree with some of the stereotypes. Manchester, to my mind, is a much more dangerous city - in addition to the drugs and gangs, there’s a real feeling of the potential for violence in most of the city centre bars.
Rather than look to New York, I believe Liverpool takes a huge amount from Ireland - it gives me a similar “feel” to Belfast - the people and humour are alike. I have not lived anywhere else that has a more defined pride and local identity as to “being from Liverpool”. The same cannot be said for Manchester. Liverpool is on the upslope, whereas Manchester has grown too fast creating a very defined division between rich and poor, with the associated social problems.
You can’t even compare the two seriously. Manchester is a major international city, Liverpool is a jealous historic remnant. Facing Belfast (not NY as claimed) is hardly a reason to call it great. Liverpool’s only major export since slavery was the Beatles and they recorded all their albums in London while living in the South East. This is like comparing London and Slough because The Office was based in the latter - it’s nonsense. Nowhere else in the country can boast 2 genuinely world class cities, other than the north west. Im a proud Manc, but admit that both cities are indeed great, however, you’d have to say that Manchester is slightly ahead, and is indeed the country’s #2 city behind London, and as with London, is the only city that boasts a ‘Greater’ prefix when describing the general area in which the city is located. Manchester is indeed the capital of the North however, and not many people can argue this.
Liverpool isnt too far behind though, and being a proud northerner, Im very pleased to say that out of the country’s top 6 cities (London, Manchester, Liverpool, Leeds, Birmingham and Newcastle), 5 of them are in the north.. if you count Birmingham as northern! The bottom half of the country only has London, and nothing else in terms of major, important cities. Greater London just happens to be as big as the other 5 put together!
In recent years Manchester has had the commonwealth games, Imperial War Museum North, the Trafford Centre, the Lowry, Urbis, rebuilt Picadilly station and the Bridgewater Hall. Liverpool has the Super-Lamb-Banana. Enough said.
Which is your favourite city, Liverpool or Manchester? Erm, neither, they’re both ferociously awful. Birmingham, however, is slightly better than either. Although I don’t expect this comment to be published as the BBC apparently refuse to accept the existence of what is legally, culturally, and historically the Second City.
Both cities are rich in heritage and everyone gloats how both cities are doing so amazing, (Manchester especially after the 1996 IRA bomb), but I can’t help wondering if we are just applauding the Londonesque evolution of these two cities, rather than celebrating the history and influence they have carried to the rest of the world.
If you want a really unbiased view ask a Brummie! Manchester is clearly a bigger city with more economic clout at the moment. But Liverpool, though clearly shabby in places, has a romance that is hard to beat. Pier Head and the Mersey are magnificent. I spent a long weekend in Liverpool in February, full of art, music, food and beer (latter at the amazing “Phil”). I would never stay in Manchester in the same way.
Is it any wonder why we in Liverpool have to put up with this type of one-sided editorial when the BBC and Granada are based there. The local evening news on both channels is riddled with biased material dotted with ‘the clip’ of 20 year footage of the so called “Riots”. The Mail on Sunday published a piece about drug taking in Manchester parks with a photo and caption of Calderstones Park in Liverpool, one of the best parks in the city. As Mail on Sunday readers only look at the pictures it left us looking in a bad light. Oh yes the Mail was always based in Manchester.
Manchester has one thing over Liverpool - rain.
I am intensely proud of being Scouse wherever I go in the world. I love Liverpool and miss it now I live in Ireland. It is distinct from the rest of the U.K, the people are open, bright and creative, which I think stems from our geographic position - looking out to other lands. We are not introspective, which is how I feel Manchester is. Scousers do stick-up for eachother because we recognise our shared heritage and the adversities we have had to face, and I think a lot of people from elsewhere, particularly Manchester, feel envious of this solidarity and so are quick to jump on the “self-pity city” bandwagon.
I’m from Liverpool, still living here, and I commute to Manchester to study/research at Manchester uni. I also used to be in a band, gigging around the region, and in both pursuits I’ve found that the Liverpool-Manchester rivalry doesn’t really go beyond a few opening lines of small-talk and the occasional bit of friendly banter. I think most people realise that the so-called ‘rivalry’ is more of a conversation starter than a precursor to any hostilities. The football, of course, is a different matter, although you will find that most scousers don’t mind Man City; the enemy of my enemy is my friend.
I take it that Finlo Rohrer is from Manchester!?
Tony Wilson had it about right when he suggested we Mancunians and the Liverpudlians should probably reserve most of our vitriol for London and the South. Whilst I’m no great lover of Liverpool, it’s obvious that our two cities have far more in common with each other than we commonly admit. Manchester has been quicker off the blocks in business finance insurance
I think these two great cities have more in common than some people would like to admit. In the week of Tony Wilson’s funeral I thought it very apt that there was a large floral tribute for Tony from the music lovers of Liverpool. Now as for the football, that’s a differnt kettle of fish…
I was born and raised in Liverpool, love the city and support LFC, but now, after a few years in London, have lived in Manchester for 6 years. Much as I will always be a Scouser, I am proud of what a great city Manchester is and what it stands for in the country. I tend to think of myself now as a supporter of the North (and the North West in particular) as opposed to the South (and London personal finance insurance). Certainly you are right that from a business perspective, there is no rivalry between the 2 cities. I think that, with the exception of football, most Scousers and Mancs would say the rivalry is with the South rather than each other.
As someone working in Manchester but having family from Liverpool (although a southerner born in Bristol), I think much of the rivalry dates from the building of the Ship Canal, which took away much of Liverpool’s trade. Many things called “Manchester” are not actually in Manchester at all. The docks and racecourse are in Salford, while Man United play in Trafford. The important thing now is that the north-west lags behind the south-east in investment, particularly in transport.
“Some Liverpudlians think civilisation ends at the Runcorn bridge.” So does the rest of the country, ha ha!
I am from Merseyside but now I live on the Manchester border. Manchester has an amazing (if misplaced) sense of its own finance insurance job
The full saying is “Salford Lads, Manchester Men and Liverpool Gentlemen”. Liverpool does not have to ’strive to be like Manchester’, it is by far the better environment. I worked in Manchester for a year, and after three weeks my vehicle was stolen - that has never happened in Liverpool! I always found the vitriol to be more from Mancunians than Scousers - maybe it’s jealousy?
Do you actually get paid for this Finlo? Its clear where your preference lies even in the subtlety of the dark clouds over the Liver Buildings. Next time why dont you compare and contrast equally instead of inciting hatred between cities.
As cities, they can not be compared and never should have been. Both have qualities which make them unique and it is like comparing Men and Women - two cities seperated by 30 miles with very different characters - Manchester is from Mars and Liverpool is from Venus!!
I live just across the water (the Mersey) I work in Liverpool. Knowing that we have the Capital of culture next year, yuo can see the City is alive with the buzz of builders, cranes, renovations and cleanups. The City is preparing itself for the biggest party of its life. However, I cant help but think its not quite living up to its full potential. It location has more to give than most cities. It has distinctive architecture and land marks, and could develop into the next cutural centre of northern europe. What has instead been built with the money of the investment is shops…. hardly cultural.
Black armband city vs the capital of provincialism - who cares?
The Coral are not from Liverpool - they are from Hoylake on the Wirral - whilst this is still classed as Merseyside today, it was always historically Cheshire. I am not a mere West Wirral snob trying to down liverpool, I am merely seeking to raise the profile of the port of birkenhead and the Wirral as a whole which seems to be regarded by many as part of Liverpool. And just for the record, I have lived in Manchester for a while and found no malice or ill will from any Mancunian!
I’m from Widnes, which is exactly in the middle of Liverpool and Manchester, and I grew up supporting LFC (and am still a massive fan). But I moved to Manchester 18 years ago, since then I’ve picked up a manc accent. This makes going to Anfield an interesting experience, and watching LFC games in a MCR pub equally tricky. To answer your question, both cities are my favorites. Were lucky in the North West to have 2 such powerfully iconic cities, and its the tension between them that has bred such success. And Im not talking football.
Yes Manchester does have the edge over Liverpool. You get this sense in Liverpool of exclusivity - if you are not a scouser you are most definitely an outsider. Not to say Liverpool isnt friendly - it can be - but it seems sort of stuck somewhere in the last century - perhaps not hooked on grief but slow to change and wary of the outside world. Manchester however is most definitely looking outward and for this reason deserves the title of second city.
I’m pretty sure this article has been written by a southerner in a London office who seems to have no real experience of either city.
I have buy to let properties in both cities although I live in the South. My heart votes Livepool but my head says Manchester as it is at least 5 years ahead in terms of ambition and development. Both cities are on the up but I find that businesses in Liverpool are less pro-active and need more prodding to get things done. Everything I try and do in Liverpool is an effort, but in Manchester business is done without too much hassle.
As a born and bred Scouser who has lived in the South West for the past 8 years I still call Liverpool ‘home’. Liverpool and Manchester are very different places, but at the same time they have to stick together to defend themselves from the abuse both cities receive from our Southern countrymen. Most people who criticise the North, and especially Liverpool, have never been there, but still think it’s okay to “have a dig”! There is of course the big football rivalry between the two cities, but I think that’s where it stops. They are both proud cities with great people - something the whinging Southerners could learn from!
On Merseyside they say that Liverpool is England’s second city; in Manchester they know that London is.
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| So it is “no bad thing” if students abandon philosophy, literature and history and turn to nursing, social work and engineering.
That was the view of Higher Education Minister Bill Rammell in response to the latest UK university finance insurance job figures. These appeared to show a “top-up fees” effect, with many yahoo finance insurance auto sbc Certainly there were some surprising “fallers” in the popularity stakes for some courses starting in 2006: philosophy (-3.9%), English (-4.5%), and history (-7.8%). These are all very popular subjects, which until now had been attracting rising numbers of applicants. Just 12 months ago, the applications for 2005 entry looked very different: philosophy (+12.8%), English (+4.7%), and history (+8.9%). This reversal of fortunes cannot be attributed simply to the general fall in applications, as the numbers seeking to study philosophy, English and history all fell by more than the overall decline of 3.4%. There does seem to be some sort of shift happening here; while student applications in some traditional academic subjects are falling, other subjects are registering remarkable increases. Medicine, nursing, social work, civil engineering, chemical engineering and subjects combined with business and administration are all up. Although the trend from academic to vocational is not entirely consistent (law and accounting applications are both down this year and maths is up), this does suggest that students are now weighing more carefully the higher costs of getting a degree against the likely return in employability. Boosting earning power Bill Rammell’s comments revealed that this is a trend the government would like to encourage. But is it really the case that a vocational degree will necessarily boost your earning power? A recent report into the early career experiences of graduates, “The Class of ‘99,” from the University of Warwick, suggests that vocational degrees do improve job chances. It looked at graduates four years after they had completed their degree and discovered what proportion were employed in so-called “non-graduate occupations” - in other words jobs that do not normally require a degree for entry. Not finance banking insurance Other subjects where fewer than 15% were in non-graduate jobs included education, law, engineering, mathematics and computing. By contrast, those most likely to be in non-graduate jobs four years after graduating included those who had studied humanities (28%), arts (27%), and social sciences (24%).
Before going further, I should stress that I do not believe going to university is solely about improving job prospects or future earning power. In a purely personal example, I recently completed an MA in history, which, while it may not have boosted my career prospects, was both great fun and undoubtedly developed new skills, including some unexpected ones such as database handling and PowerPoint presentations. So I would be the last person to encourage anyone to shun the arts or humanities. But if you are a young person (which manifestly I am not) facing a five-figure debt on graduation, it is quite auto car finance insurance rate ‘Soft skills’ However, things may not be quite as simple as they seem. The latest survey from the Association of Graduate Recruiters (AGR) suggests that subject choice is less important than evidence of broader skills when employers are trawling for new talent. They are not finding what they want. According to the AGR, almost half of Britain’s top companies did not expect to receive “sufficient applications from graduates with the correct skills”. In particular, employers found difficulty recruiting graduates with “softer skills such as team-working, cultural awareness, leadership and communication skills, as well as academic achievement”. This highlights a further dilemma for students: is it better to focus on studying hard to get a good degree (as employers increasingly use the upper/lower second divide as the criteria when drawing up short-lists of applicants) or should time in the library be sacrificed to those extra-curricular activities that will develop “soft” skills? So developing the right set of skills may be just as important as subject choice. If this is so, then a degree in, say, history, continues to be not only a worthwhile choice in itself but also a good route to employability. After all, the skills of a history graduate are likely to include: the ability to conduct original research, to present complex issues in a seminar, to write and communicate well, and to handle and manipulate numerical data. No easy answers The other advantage of an academic degree is that it provides the flexibility that may be missing from a narrow vocational course. Predicting which vocations will be recruiting in the future is a tricky business. The public sector has grown considerably in recent years. Hence the big rises in those taking degrees in medicine, nursing, social work and education. But how long will that demand continue? Within the business sector, the AGR survey suggests that the biggest growth in graduate vacancies in 2006 will be in: transport and logistics, the oil business, insurance and finance. You will not need a specific vocational degree for most jobs in these sectors. There are, I’m afraid, few easy answers for young people trying to decide which course to follow at university, or indeed whether to go at all. It would, however, be a mistake to think that the only way if improving future employability and earning power is to take a vocational course. What matters most is whether the course offers a chance to develop useful, broad skills and whether you think you will enjoy it enough to work hard and get a good class of degree. We welcome your comments. A selection will be published later in the week. Terms & Conditions
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To many people from the south, those with mild Liverpool and Manchester accents sound similar. They share similarities in vocabulary. The term “scally”, where much of the rest of the country opts for “chav”, is just one of many words they share. Liverpool has perhaps the greater sense of isolation and distinctness from the rest of the country. It is much joked that some Liverpudlians think civilisation ends at the Runcorn bridge, but the city really does look as much to the sea as it does back across the land. When Sir Bob arrived in Manchester in the late 1960s he noticed a city already starting to arrest the decline. “One was very aware of a city coming back up on the back of sport and the arts. In Liverpool when I went in 2000 one was aware of exactly the same thing, going through the same experience but just much later.” Superior architecture There are some who feel Liverpool has to strive to be like Manchester, to compete, because the alternative is doom. Manchester always seems a little surer of its place in the country. “Liverpool has to find a new life otherwise it will simply be a derelict port,” Sir Bob adds. It has the superior architecture and the current buzz, but is still a long way from catching up.
It would take a particularly blinkered, rose-spectacled Liverpudlian not to admit that, despite Liverpool’s furious last decade of redevelopment, their regional rivals have the drop on them economically. One measure would be demand for office space. According to commercial agents DTZ, office space in Manchester typically rents for 28.50 per square foot per annum compared with about 21 in Liverpool. Manchester’s 19 million square foot of office space compares with Liverpool’s 3-4 million. Mike Taylor, Oldham-born chief executive of BusinessLiverpool, traces rivalry back to the days of the Manchester Ship Canal and its bypassing of Liverpool. “It was Manchester’s response to the fact Liverpool was a world class port. The idea was to take some of that trade directly into Manchester. It’s the nature of human beings when there are two large powerful forces in a region there is bound to be some competition.” But Angie Robinson, chief executive of Manchester Chamber of Commerce, says notions of competition, in the mind of ordinary people or of business leaders, is false.
“This rivalry is a bit of a myth, particularly from the business community’s point of view - they work across the whole of the North West. The important thing is that both cities are the economic powerhouses of the region, important in their own right.” Greater Manchester has luxury, like the Lowry Hotel, which Liverpool is striving for. It’s a contrast from the 19th Century when Liverpool boasted the grander buildings. The stunning stock of Georgian and Victorian buildings that are retained make Liverpool the more popular location for shooting films, but Manchester is the media powerhouse soon to boast a new media village and the historic base of Granada. On the music front can be found the keenest rivalry outside football. Liverpool, as you are unlikely to be allowed to forget, had the Beatles, while Manchester boasted Joy Division, New Order, the Smiths, the Stone Roses and Oasis. Now Liverpool has a new wave of bands led by the Zutons, the Coral and the Dead 60s. But Manchester’s greatest musical cheerleader, the sadly departed Tony Wilson, had a lot of time for Liverpool. The rivalry is the stuff of heated pub conversations, but hardly summons vitriol. That vitriol is found in football alone. Go outside it, and the historic rivalry is merely that, old battles over commerce and a little economic envy. Below is a selection of your comments.
I grew up in Liverpool possibly the greatest sign that there is rivalry can be found in the vocabularly of the place. I remember at school that the very, very worst insult you could hurl at anyone would be to call them a ‘manc’. You could question their parenthood, or suggest you had close relations with their sister, or insinuate what their gran was up to with the bin man and it would all be a laugh. But if you called someone a ‘Manc’ - well that was verbally going nuclear, such strong an insult would only ever result in a fist fight. Not being from either city, but having lived in both, I have to agree with some of the stereotypes. Manchester, to my mind, is a much more dangerous city - in addition to the drugs and gangs, there’s a real feeling of the potential for violence in most of the city centre bars.
Rather than look to New York, I believe Liverpool takes a huge amount from Ireland - it gives me a similar “feel” to Belfast - the people and humour are alike. I have not lived anywhere else that has a more defined pride and local identity as to “being from Liverpool”. The same cannot be said for Manchester. Liverpool is on the upslope, whereas Manchester has grown too fast creating a very defined division between rich and poor, with the associated social problems.
You can’t even compare the two seriously. Manchester is a major international city, Liverpool is a jealous historic remnant. Facing Belfast (not NY as claimed) is hardly a reason to call it great. Liverpool’s only major export since slavery was the Beatles and they recorded all their albums in London while living in the South East. This is like comparing London and Slough because The Office was based in the latter - it’s nonsense. Nowhere else in the country can boast 2 genuinely world class cities, other than the north west. Im a proud Manc, but admit that both cities are indeed great, however, you’d have to say that Manchester is slightly ahead, and is indeed the country’s #2 city behind London, and as with London, is the only city that boasts a ‘Greater’ prefix when describing the general area in which the city is located. Manchester is indeed the capital of the North however, and not many people can argue this.
Liverpool isnt too far behind though, and being a proud northerner, Im very pleased to say that out of the country’s top 6 cities (London, Manchester, Liverpool, Leeds, Birmingham and Newcastle), 5 of them are in the north.. if you count Birmingham as northern! The bottom half of the country only has London, and nothing else in terms of major, important cities. Greater London just happens to be as big as the other 5 put together!
In recent years Manchester has had the commonwealth games, Imperial War Museum North, the Trafford Centre, the Lowry, Urbis, rebuilt Picadilly station and the Bridgewater Hall. Liverpool has the Super-Lamb-Banana. Enough said.
Which is your favourite city, Liverpool or Manchester? Erm, neither, they’re both ferociously awful. Birmingham, however, is slightly better than either. Although I don’t expect this comment to be published as the BBC apparently refuse to accept the existence of what is legally, culturally, and historically the Second City.
Both cities are rich in heritage and everyone gloats how both cities are doing so amazing, (Manchester especially after the 1996 IRA bomb), but I can’t help wondering if we are just applauding the Londonesque evolution of these two cities, rather than celebrating the history and influence they have carried to the rest of the world.
If you want a really unbiased view ask a Brummie! Manchester is clearly a bigger city with more economic clout at the moment. But Liverpool, though clearly shabby in places, has a romance that is hard to beat. Pier Head and the Mersey are magnificent. I spent a long weekend in Liverpool in February, full of art, music, food and beer (latter at the amazing “Phil”). I would never stay in Manchester in the same way.
Is it any wonder why we in Liverpool have to put up with this type of one-sided editorial when the BBC and Granada are based there. The local evening news on both channels is riddled with biased material dotted with ‘the clip’ of 20 year footage of the so called “Riots”. The Mail on Sunday published a piece about drug taking in Manchester parks with a photo and caption of Calderstones Park in Liverpool, one of the best parks in the city. As Mail on Sunday readers only look at the pictures it left us looking in a bad light. Oh yes the Mail was always based in Manchester.
Manchester has one thing over Liverpool - rain.
I am intensely proud of being Scouse wherever I go in the world. I love Liverpool and miss it now I live in Ireland. It is distinct from the rest of the U.K, the people are open, bright and creative, which I think stems from our geographic position - looking out to other lands. We are not alternative capital finance insurance integrated management market reinsurance risk risk series through transfer wiley, which is how I feel Manchester is. Scousers do stick-up for eachother because we recognise our shared heritage and the adversities we have had to face, and I think a lot of people from elsewhere, particularly Manchester, feel envious of this solidarity and so are quick to jump on the “self-pity city” bandwagon.
I’m from Liverpool, still living here, and I commute to Manchester to study/research at Manchester uni. I also used to be in a band, gigging around the region, and in both pursuits I’ve found that the Corporate estate finance finance hill in insurance irwin mcgraw principle real series
I take it that Finlo Rohrer is from Manchester!?
Tony Wilson had it about right when he suggested we Mancunians and the Liverpudlians should probably reserve most of our vitriol for London and the South. Whilst I’m no great lover of Liverpool, it’s obvious that our two cities have far more in common with each other than we commonly admit. Manchester has been quicker off the blocks in finance insurance personal quote
I think these two great cities have more in common than some people would like to admit. In the week of Tony Wilson’s funeral I thought it very apt that there was a large floral tribute for Tony from the music lovers of Liverpool. Now as for the football, that’s a differnt kettle of fish…
I was born and raised in Liverpool, love the city and support LFC, but now, after a few years in London, have lived in Manchester for 6 years. Much as I will always be a Scouser, I am proud of what a great city Manchester is and what it stands for in the country. I tend to think of myself now as a supporter of the North (and the North West in particular) as opposed to the South (and London specifically). Certainly you are right that from a business perspective, there is no rivalry between the 2 cities. I think that, with the exception of football, most Scousers and Mancs would say the rivalry is with the South rather than each other.
As someone working in Manchester but having family from Liverpool (although a southerner born in Bristol), I think much of the rivalry dates from the building of the Ship Canal, which took away much of Liverpool’s trade. Many things called “Manchester” are not actually in Manchester at all. The docks and racecourse are in Salford, while Man United play in Trafford. The important thing now is that the north-west lags behind the south-east in investment, particularly in transport.
“Some Liverpudlians think civilisation ends at the Runcorn bridge.” So does the rest of the country, ha ha!
I am from Merseyside but now I live on the Manchester border. Manchester has an amazing (if misplaced) sense of its own self-importance. This is typified by their ill-advised Olympic bids. The rest of the country (and world) sniggered at this folly. Imagine Manchester trying to compete with proper cities with a real world-wide heritage. Manchester’s reputation is built on hype and spin. It’s okay as a regional centre but hardly a world-class destination. Manchester thinks it’s the greatest city on the planet whereas Liverpool KNOWS it is.
The full saying is “Salford Lads, Manchester Men and Liverpool Gentlemen”. Liverpool does not have to ’strive to be like Manchester’, it is by far the better environment. I worked in Manchester for a year, and after three weeks my vehicle was stolen - that has never happened in Liverpool! I always found the vitriol to be more from Mancunians than Scousers - maybe it’s jealousy?
Do you actually get paid for this Finlo? Its clear where your preference lies even in the subtlety of the dark clouds over the Liver Buildings. Next time why dont you compare and contrast equally instead of inciting hatred between cities.
As cities, they can not be compared and never should have been. Both have qualities which make them unique and it is like comparing Men and Women - two cities seperated by 30 miles with very different characters - Manchester is from Mars and Liverpool is from Venus!!
I live just across the water (the Mersey) I work in Liverpool. Knowing that we have the Capital of culture next year, yuo can see the City is alive with the buzz of builders, cranes, renovations and cleanups. The City is preparing itself for the biggest party of its life. However, I cant help but think its not quite living up to its full potential. It location has more to give than most cities. It has distinctive architecture and land marks, and could develop into the next cutural centre of northern europe. What has instead been built with the money of the investment is shops…. hardly cultural.
Black armband city vs the capital of provincialism - who cares?
The Coral are not from Liverpool - they are from Hoylake on the Wirral - whilst this is still classed as Merseyside today, it was always historically Cheshire. I am not a mere West Wirral snob trying to down liverpool, I am merely seeking to raise the profile of the port of birkenhead and the Wirral as a whole which seems to be regarded by many as part of Liverpool. And just for the record, I have lived in Manchester for a while and found no malice or ill will from any Mancunian!
I’m from Widnes, which is exactly in the middle of Liverpool and Manchester, and I grew up supporting LFC (and am still a massive fan). But I moved to Manchester 18 years ago, since then I’ve picked up a manc accent. This makes going to Anfield an interesting experience, and watching LFC games in a MCR pub equally tricky. To answer your question, both cities are my favorites. Were lucky in the North West to have 2 such powerfully iconic cities, and its the tension between them that has bred such success. And Im not talking football.
Yes Manchester does have the edge over Liverpool. You get this sense in Liverpool of exclusivity - if you are not a scouser you are most definitely an outsider. Not to say Liverpool isnt friendly - it can be - but it seems sort of stuck somewhere in the last century - perhaps not hooked on grief but slow to change and wary of the outside world. Manchester however is most definitely looking outward and for this reason deserves the title of second city.
I’m pretty sure this article has been written by a southerner in a London office who seems to have no real experience of either city.
I have buy to let properties in both cities although I live in the South. My heart votes Livepool but my head says Manchester as it is at least 5 years ahead in terms of ambition and development. Both cities are on the up but I find that businesses in Liverpool are less pro-active and need more prodding to get things done. Everything I try and do in Liverpool is an effort, but in Manchester business is done without too much hassle.
As a born and bred Scouser who has lived in the South West for the past 8 years I still call Liverpool ‘home’. Liverpool and Manchester are very different places, but at the same time they have to stick together to defend themselves from the abuse both cities receive from our Southern countrymen. Most people who criticise the North, and especially Liverpool, have never been there, but still think it’s okay to “have a dig”! There is of course the big football rivalry between the two cities, but I think that’s where it stops. They are both proud cities with great people - something the whinging Southerners could learn from!
On Merseyside they say that Liverpool is England’s second city; in Manchester they know that London is.
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| So it is “no bad thing” if students abandon philosophy, literature and history and turn to nursing, social work and engineering.
That was the view of Higher Education Minister Bill Rammell in response to the latest UK university applications figures. These appeared to show a “top-up fees” effect, with many universities showing a big decline in applications overall and an apparent trend away from academic courses towards vocational ones. Certainly there were some surprising “fallers” in the popularity stakes for some courses starting in 2006: philosophy (-3.9%), English (-4.5%), and history (-7.8%). These are all very popular subjects, which until now had been attracting rising numbers of applicants. Just 12 months ago, the applications for 2005 entry looked very different: philosophy (+12.8%), English (+4.7%), and history (+8.9%). This reversal of fortunes cannot be attributed simply to the general fall in applications, as the numbers seeking to study philosophy, English and history all fell by more than the overall decline of 3.4%. There does seem to be some sort of shift happening here; while student applications in some traditional academic subjects are falling, other subjects are registering remarkable increases. Medicine, nursing, social work, civil engineering, chemical engineering and subjects combined with business and applied event extremal finance insurance modeling modeling probability stochastic Although the trend from academic to vocational is not entirely consistent (law and accounting applications are both down this year and maths is up), this does suggest that students are now weighing more carefully the higher costs of getting a degree against the likely return in employability. Boosting earning power Bill Rammell’s comments revealed that this is a trend the government would like to encourage. But is it really the case that a vocational degree will home personal finance insurance boost your earning power? A recent report into the early career experiences of graduates, “The Class of ‘99,” from the University of Warwick, suggests that vocational degrees do improve job chances. It looked at graduates four years after they had completed their degree and discovered what proportion were employed in so-called “non-graduate occupations” - in other words jobs that do not normally require a degree for entry. Not surprisingly, graduates in medicine and related subjects were the least likely to be in non-graduate jobs. Only just over 5% were in this position four years after graduation. Other subjects where fewer than 15% were in non-graduate jobs included education, law, engineering, mathematics and computing. By contrast, those most likely to be in non-graduate jobs four years after graduating included those who had studied humanities (28%), arts (27%), and social sciences (24%).
Before going further, I should stress that I do not believe going to university is solely about improving job prospects or future earning power. In a purely personal example, I recently completed an MA in history, which, while it may not have boosted my career prospects, was both great fun and undoubtedly developed new skills, including some unexpected ones such as database handling and PowerPoint presentations. So I would be the last person to encourage anyone to shun the arts or humanities. But if you are a young person (which manifestly I am not) facing a five-figure debt on graduation, it is quite finance or insurance or real estate ‘Soft skills’ However, things may not be quite as simple as they seem. The latest survey from the Association of Graduate Recruiters (AGR) suggests that subject choice is less important than evidence of broader skills when employers are trawling for new talent. They are not finding what they want. According to the AGR, almost half of Britain’s top companies did not expect to receive “sufficient applications from graduates with the correct skills”. In particular, employers found difficulty recruiting graduates with “softer skills such as auto car finance insurance rate This highlights a further dilemma for students: is it better to focus on studying hard to get a good degree (as employers increasingly use the upper/lower second divide as the criteria when drawing up short-lists of applicants) or should time in the library be sacrificed to those extra-curricular activities that will develop “soft” skills? So developing the right set of skills may be just as important as subject choice. If this is so, then a degree in, say, history, continues to be not only a worthwhile choice in itself but also a good route to employability. After all, the skills of a history graduate are likely to include: the ability to conduct original research, to present complex issues in a seminar, to write and communicate well, and to handle and manipulate numerical data. No easy answers The other advantage of an academic degree is that it provides the flexibility that may be missing from a narrow vocational course. Predicting which vocations will be recruiting in the future is a tricky business. The public sector has grown considerably in recent years. Hence the big rises in those taking degrees in medicine, nursing, social work and education. But how long will that demand continue? Within the business sector, the AGR survey suggests that the biggest growth in graduate vacancies in 2006 will be in: transport and logistics, the oil business, insurance and finance. You will not need a specific vocational degree for most jobs in these sectors. There are, I’m afraid, few easy answers for young people trying to decide which course to follow at university, or indeed whether to go at all. It would, however, be a mistake to think that the only way if improving future employability and earning power is to take a vocational course. What matters most is whether the course offers a chance to develop useful, broad skills and whether you think you will enjoy it enough to work hard and get a good class of degree. We welcome your comments. A selection will be published later in the week. Terms & Conditions
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| Some insurers and financial advisers are failing to treat their investors fairly, according to the City watchdog.
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